Terms & Conditions

The following terms and conditions ("Terms") govern your use of the Website. By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website.

1. Use of the Website:

a. Eligibility: You must be at least 18 years old and have the legal capacity to enter into a contract to use our Website.

b. Compliance: You agree to use the Website in compliance with all applicable laws, regulations, and these Terms. You are solely responsible for any content you submit or transmit through the Website.

c. Prohibited Activities: You shall not engage in any of the following prohibited activities:

   - Violating any applicable laws or regulations.

   - Infringing on the intellectual property rights of others.

   - Uploading, transmitting, or distributing any harmful, obscene, or unlawful content.

   - Attempting to interfere with the proper functioning of the Website, including through hacking, phishing, or other malicious activities.

   - Impersonating any person or entity or falsely claiming an affiliation with any person or entity.

d. Access and Availability: We reserve the right to modify, suspend, or discontinue the Website, in whole or in part, at any time and without notice. We will not be liable for any losses or damages resulting from such modifications, suspension, or discontinuation.

2. Content:

a. Ownership: All content on the Website, including text, graphics, images, logos, and software, is the property of the Website owner or its licensors and is protected by copyright, trademark, and other intellectual property laws.

b. License: You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works of the Website's content without our express written consent.

c. User-Generated Content: If you submit or upload any content to the Website, you grant us a worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media, whether now known or hereafter developed. You represent and warrant that you have all necessary rights to grant this license.

3. Financial Information and Services:

a. Accuracy: While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any financial information or services provided on the Website. The use of any information on the Website is at your own risk, and you should seek professional financial advice before making any decisions based on such information.

b. Financial Services: Our Website may offer financial services, such as investment advice or financial planning. Any such services are provided for informational purposes only and do not constitute financial, legal, or tax advice. You should consult with qualified professionals for personalized advice.

4. Links to Third-Party Sites:

The Website may contain links to third-party websites that are not under our control. We are not responsible for the content or functionality of any linked websites. The inclusion of any link does not imply our endorsement or association with the linked site. Your use of third-party websites is at your own risk, and we recommend reviewing their respective terms and privacy policies.

5. Limitation of Liability:

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Website or any content or services provided herein. This limitation of liability applies even if we have been advised of the possibility of such damages.

6. Indemnification:

You agree to indemnify and hold us and our affiliates, officers, directors, employees, and agents harmless from any claims, liabilities, damages, losses, costs, or expenses (including attorneys' fees) arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.

7. Changes to the Terms:

We reserve the right to modify these Terms at any time. We will notify you of any material changes through a prominent notice on the Website or via email. Your continued use of the Website after such modifications constitutes your acceptance of the revised Terms.

8. Governing Law and Jurisdiction:

These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of laws principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the United States of America.

If you have any questions or concerns about these Terms or the use of the Website, please contact us.

By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.